Special Needs Planning

Charleston Financial Planning Consultants' goal is to help families plan for the future of their dependent children with special needs, icluding preserving goverment benefits and providing insurance and other financial strategies which can help provide lifetime quality care. The planning process begins with a complete review of your dependent's needs, future care plans, assessment of goverment benefit eligibility, and finally a review of your family's current financial and legal plans.

We would be glad to provide costs and complete details as well as help you to determine your dependent's needs and funding options to address those needs.

Debra L. Nelson, MSFS, CFP®, CASl® has received extensive training as a Special Needs Planner. She received this certification from the MetLife Center for Special Needs Planning August 2013. With this certification Debra is well equipped to help families of dependents with special needs.

  • Learn techniques to preserve goverment benefits eligibility for SSI and Medicaid.
  • Understand legal and financial issues related to special needs planning, including thhe establishment of special needs trusts and the creation of a Letter of Intent.
  • Determine how much is needed to provide lifetime quality care for loved ones.


This information is not intended to be a substitute for specific individualized legal advice. We suggest that you discuss your specific situation with a qualified legal advisor.